We concern with small medium enterprise (SME) growing especially in scaling up their company. Based on data research, SME have difficulties to do it, due to the production. They receive inquiries by buyer but will be paid after the production done. Actually, in reality the funding is needed at the beginning of the production. So, to come up with that, they run into loan shark that has big interest of lending which actually is not affordable to pay. Then, we want to stop this activity by syariah peer to peer lending system.